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The new balance sneakers idea was that for a period of time (Usually 6 months) the credit card company wouldn’t charge interests over unpaid balances transferred from other credit cards. Sometimes, this offer came together with a 0% APR promotional period too, which implied that there was no interest rate for purchases either.These offers draw attention to many credit card holders who immediately turned to credit cards that featured this benefit.

In a short new balance shoes men amount of time almost all credit card companies where offering this kind of cards.Smart people saw a great opportunity, they could keep transferring the balance from one card to another just before the promotional period ended, thus getting free finance for an uninterrupted period of time. This was immediately noticed by credit card issuers who limited this practice in many different ways.

In order to compensate for the 0% interest rate on balance transfers, this kind of credit cards come with higher issuing fees, renovation fees, maintenance fees, penalty fees and so on.Also, when the promotional period has ended, the interest rate charged for financing the unpaid balance can new balance joe's be extremely high, almost abusive. It can even double the interest rate charged by regular credit cards for the same purpose.

It cannot be performed on time, the interest charged for financing the unpaid balance may be too high and you could easily exceed the credit card limit incurring in penalty fees and higher interest rates.So, if you decide to take advantage of this feature and transfer your balance from one credit card to another, make sure to read the fine print of your credit card contract and watch for hidden fees that may turn such transaction too onerous and useless.